Refinance home loan rates in Australian Capital Territory
The sharpest variable rate we track for Australian Capital Territory owner-occupiers is 5.84% this week, against a market average of 6.17% (home-loan rates are set nationally, not by state). On a typical Australian Capital Territory loan of $610,000, closing that gap is about $168 a month back in your pocket.
WARNING: These are advertised interest rates, not comparison rates. A comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. Comparison rates are based on a $150,000 loan over 25 years.
Australian Capital Territory borrowers refinanced about $190 million of home loans last month. You're far from alone in checking.
Lenders to compare in Australian Capital Territory
Is refinancing in Australian Capital Territory worth it?
Refinancing pays off when the saving clears your switching costs inside a year or two. In Australian Capital Territory, discharge and setup fees usually run around $700 to $1,100. At a $168 monthly saving, most Australian Capital Territory owners break even within a few months, then keep the rest.
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