Gateway Bank · Home loan rates · Week of 2026-09-07
Gateway Bank home loan rates
Gateway Bank advertises a 5.85% variable rate this week (6.14% comparison). That's right at the sharp end of the market.
Variable
5.85%
Comparison
6.14%
3yr fixed
6.39%
Cashback
—
Offset account
No annual fee
Gateway Bank vs the market
The sharpest advertised variable rate we track in Australia this week is 5.84%. Gateway Bank matches it, so existing customers are in good shape, though a broker may still find a discretionary discount.
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Existing customers rarely get the advertised rate. Upload your statement and we'll show you the gap in 30 seconds, plus a script to ask Gateway Bank to reprice.
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