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General information and comparison estimates only. Not financial, credit, tax, legal or health advice, and it does not consider your circumstances.General information and estimates only. Not financial, credit, tax or health advice.
Last updated August 2026

Terms of use

By using CardSense you agree to these terms. CardSense is part of the Sense AI family of comparison tools.

This is a starting template. Have it reviewed by a legal professional before you rely on it.

What CardSense is

CardSense is an information tool. It ranks advertised Australian credit cards by their purchase interest rate and shows related features. It is general information only. It is not credit assistance, a credit quote, a recommendation, or personal financial advice, and it does not take your circumstances into account.

Estimates, not guarantees

Rates, fees, rewards and other details shown by CardSense are compiled from publicly available Consumer Data Right data and may be out of date or incomplete. Your actual rate, fees and eligibility depend on the issuer's assessment. Figures may change at any time and an issuer may decline any application. Always confirm details directly with the issuer before applying.

Using the service

  • Use the information for your own personal, non-commercial comparison, or reuse the public API with attribution to CardSense.
  • Do not misuse, overload, or attempt to disrupt the service.
  • The content and design of CardSense belong to its operators.

Liability

To the extent permitted by law, we are not liable for decisions you make based on CardSense information. Nothing in these terms excludes rights you have under the Australian Consumer Law.

Contact

Email [email protected].